Pathfinder Bancorp, Inc. (PBHC) Stock Analysis & Investment Frameworks
Pathfinder Bancorp, Inc. (PBHC) stock analysis on Invetso. Review Pathfinder Bancorp, Inc.’s key financial metrics, company overview and 10 institutional-grade investment frameworks including SWOT Analysis, Economic Moat, Porter’s Five Forces and the Invetso Quality Score.
Pathfinder Bancorp, Inc. Company Overview
- Exchange: NASDAQ Capital Market
- Sector: Financial Services
- Industry: Banks - Regional
- Country: US
Pathfinder Bancorp, Inc. Key Financial Metrics
- Market Cap: $104.92M
- Revenue: $79.15M
- ROE: 0.08%
- ROIC: 0.01%
- Dividend Yield: 2.39%
About Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. serves as the holding company for Pathfinder Bank, delivering a broad spectrum of banking and financial solutions primarily across Oswego and Onondaga Counties in New York. The institution gathers deposits through various accounts, including checking, savings, money market, certificates of deposit, and both demand and time deposit options. Its loan portfolio is extensive, featuring commercial and residential real estate loans, construction financing, and specific offerings like tax-exempt and municipal loans. Consumer lending is also robust, encompassing auto and recreational vehicle loans, unsecured personal loans, unsecured lines of credit, and loans secured by deposit accounts. Furthermore, Pathfinder Bancorp extends its operations into the insurance brokerage domain, dealing with property, casualty, and life policies. It caters to a diverse clientele, including individuals, families, small to mid-sized businesses, and local government entities. By February 3, 2022, the company maintained a network of ten full-service branches throughout Oswego and Onondaga Counties, alongside a single limited-purpose office situated in Oneida County. Founded in 1859, Pathfinder Bancorp, Inc. is headquartered in Oswego, New York.
Pathfinder Bancorp, Inc. Investment Frameworks
Invetso analyzes Pathfinder Bancorp, Inc. (PBHC) across the following frameworks:
- Pathfinder Bancorp, Inc. 10Y Growth Potential
- Pathfinder Bancorp, Inc. Scenario Analysis
- Pathfinder Bancorp, Inc. Risks & Opportunities
- Pathfinder Bancorp, Inc. Economic Moat
- Pathfinder Bancorp, Inc. Business Model
- Pathfinder Bancorp, Inc. Management
- Pathfinder Bancorp, Inc. SWOT Analysis
- Pathfinder Bancorp, Inc. Porter's 5 Forces
- Pathfinder Bancorp, Inc. PESTLE Analysis
- Pathfinder Bancorp, Inc. ESG Analysis

