Privacy Policy

Introduction

Invetso, LLC, a Delaware limited liability company ("Invetso"), respects your privacy and is committed to protecting your personal data. This Privacy Policy is effective as of the above-stated date, and explains how Invetso and the Invetso website ("Website") collect, use, and share information about you when you use our services. This privacy policy applies to the operations of Invetso with respect to services directed at users in the United States of America. By using the Website and/or Invetso's services and providing your personal data to Invetso, you are consenting to Invetso terms, including this Privacy Policy, and consenting to Invetso processing data in the United States and under its laws.

Types of Information We Collect

Personally identifiable information is information that can be used to identify, locate, or contact you, as well as any information that is associated therewith ("Personal Information"). Invetso collects information from you when you visit the Website and/or purchase Invetso products and/or services. The following information may be collected by Invetso from you:

• Registration information when you create an account on the Website, such as your name and email address;
• Transaction information provided by you when purchasing products or services from Invetso, such as your name, address, phone number, credit card number, and credit card expiry date;
• Phone calls between Invetso and you, and any information contained therein;
• Information you provide on Invetso documents and forms;
• Location information, including location information provided by a laptop computer, tablet, mobile smartphone, or other similar such device interacting with the Website, or associated with your IP address or other online identifier, where Invetso is permitted by law to process such information;
• Device information, including but not limited to the hardware model, operating system and version, software/application names and versions, file names and versions, preferred language of the device, unique device identifiers, advertising identifiers, device serial number, and mobile network information;
• Activity information about your use of the Website, such as content viewed, how often you use the Website, and your preferences;
• Demographic information about you, including information acquired through user surveys; in some countries, Invetso may also receive demographic information about you from third parties.

The above-referenced information constitutes Personal Information and, as such, is subject to the terms and conditions of this Privacy Policy.

Cookies, Web Beacons, Clear-GIFs, Pixel Tags, JavaScript, and Third-Party Technologies

Invetso may use cookies and other identification technologies on the Website, in Invetso emails and communications to you, and online ads for the purposes described in this Privacy Policy. Cookies are small text files that are stored on your browser or device by websites, apps, online media, and advertisements. We use cookies and similar technologies for purposes including but not limited to the following:

• Authenticating Accounts;
• Remembering Account preferences and settings;
• Determining the popularity of content;
• Delivering and measuring the effectiveness of advertising campaigns; and
• Analyzing site traffic and trends, and generally understanding the online behaviors and interests of people who interact with the Services.

Invetso may use "pixel tags" (also called "action pixels," "web beacons," or "clear gifs") and/or JavaScript plug-ins, placed on the Website and in Invetso emails to you. These web beacons and plug-ins are small graphic images (typically that you cannot see) or codes on a website or in an email message which are used for such things as recording webpages and advertisements clicked on by a user or for tracking the performance of email marketing campaigns. These devices help Invetso analyze online behavior and measure the effectiveness of the Website and marketing.

Invetso may collect "Server Log" information, which is a record of activity created by a computer that delivers certain webpages to your internet browser. Certain activities that you perform on our Website may record information in Server Logs. For example, if you enter a search term into a search box located on the Website, the Server Log may record the search term, the link you clicked on to bring you to our Website, and/or information about your browser, such as your IP address and the cookies set on your browser. We may also work with third-party service providers that help us track, collect, and analyze this information. Third-party entities with whom Invetso has agreements may place these devices on the Website and/or in Invetso emails to use information obtained from them, such as pages viewed, items purchased, emails opened, and items upon which you may click in emails. These third-party providers may also place cookies onto your computer. Those third-party cookies may enable us to obtain aggregate demographic information and user statistics about you and your preferences from these third-party sources, as well as Invetso's own information about you. Invetso may also allow others to provide audience measurement and analytics services for us, to serve advertisements on our behalf across the internet, and to track and report on the performance of those advertisements. These entities may use cookies, web beacons, and other technologies to identify your device when you visit the Website and/or use Invetso services, as well as when you visit other internet sites and services.

How We Use Your Information

• To administer the Website, Website performance, and related internal operations.
• To provide and improve our services.
• To provide customer service and technical support related to our services.
• To communicate with you, including without limitation responding to requests, sending newsletters, and providing updates.
• To assist us in research and marketing efforts and to provide specific marketing or promotional information to you.
• To analyze Website usage and trends to enhance user experience.
• For security and fraud prevention.
• To view and analyze user statistics on the page, such as the popularity of frameworks and most searched stocks.

Sharing Your Information

We do not sell or rent your Personal Information to third parties. We may share your information with:

• Service Providers: Who perform services on our behalf (e.g., payment processors).
• Legal Authorities: If required by law or to protect our rights.

Your Rights

You have the right to access, update, or delete your Personal Information. To exercise these rights, please contact us at [email protected].

Data Retention and Deletion

• Data Retention Periods: We retain your email address and password (protected) only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of maintaining your account and satisfying any legal requirements. Generally, this information is retained for the duration of your account with Invetso and for a period of six (6) months after account termination to comply with any potential legal obligations or disputes.
• Account Reactivation: If you terminate your account, you may reactivate it within six (6) months of the date on which you terminated your account. After this period, all data associated with your account, including without limitation your email, password, and watchlists, will be permanently deleted.
• Deletion Requests: If you wish to delete your email address and password, you can request this by contacting us at [email protected]. You may also request to have Invetso delete your Personal Information by contacting Invetso as set forth in the "Notice" section of this Privacy Policy. Invetso will remove your Personal Information within a reasonable time period following the receipt of your written request, and will only remove Personal Information after Invetso has verified the identity of the requestor. Invetso may retain and use information in its records as described in this Privacy Policy and as required by law.
• We will need sufficient data to verify the identity of the requestor and validity of the request, and we will respond to your request in accordance with applicable data protection laws and our internal policies. Please note that Invetso may retain certain data for legal or compliance reasons even after receiving a deletion request if Invetso deems it necessary for legal, compliance, or other legitimate business purposes.

Compliance with Laws

We comply with applicable data protection laws, including the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR).

California Privacy Rights and the CCPA (California Consumer Privacy Act)

Pursuant to §1798.83 of the California Civil Code, residents of California can obtain certain information about the types of Personal Information that companies with whom they have an established business relationship have shared with third parties for direct marketing purposes during the preceding calendar year. In particular, the law provides that companies must inform consumers about the categories of Personal Information that have been shared with third parties, the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties. To request a copy of the information disclosure provided by Invetso pursuant to §1798.83 of the California Civil Code, please contact Invetso via certified mail, as provided in the "Notice" section of this Privacy Policy.

Pursuant to §1798.100 of the California Civil Code, residents of California are provided specific legal rights regarding Personal Information. These rights include: 1) the right to request that a business disclose the specific Personal Information collected; 2) a business shall inform consumers at or prior to the point of collection as to the categories of Personal Information not to be collected and for what purposes it will be used; 3) a business will only disclose Personal Information to a consumer upon receipt of a verifiable consumer request; 4) a business is required to respond to verifiable customer requests to access Personal Information at least twice in a twelve (12) month period; and 5) information from a one-time transaction that is not sold or retained by the business does not need to be retained by the business.

GDPR (General Data Protection Regulation)

If you are visiting the Website from a location outside of the United States, please be aware that your connection to the Website may be through servers located in the United States. Furthermore, please be aware that the data protection laws in the United States or other countries may not be the same as those in the country where you are connecting to the Website. By using the Website and/or submitting information to Invetso, you specifically consent to the transfer of your information to the United States to the facilities and servers used by Invetso, and to those with whom Invetso may permissibly share your information.

• Rights of EU Residents: EU residents have the right to access, rectify, erase, restrict, or object to the processing of their personal data and the right to data portability.
• Legal Basis for Processing: Our legal basis for processing personal data includes user consent, the performance of a contract, compliance with a legal obligation, protection of vital interests, performance of a task carried out in the public interest, and legitimate interests.
• Exercising Your GDPR Rights: To exercise your rights under GDPR, please contact us at [email protected]. We will respond to your request in accordance with GDPR timelines and requirements.
• Data Protection Officer: If you have any questions about our data protection practices, you can contact our Data Protection Officer at [email protected].
• International Data Transfers: When transferring personal data outside the EEA, we ensure compliance with GDPR through standard contractual clauses or other approved transfer mechanisms.

Data Security

Invetso follows generally accepted industry standards to store and protect information, including but not limited to usage of secure servers, databases only accessible by those authorized with special access rights to such systems, and routine monitoring of these systems and data. No method of electronic data transmission or storage is completely secure, and for this reason, there is no guarantee that information will not be accessed, disclosed, altered, lost, or destroyed by breach of any of Invetso's physical, technical, or managerial safeguards.

INVETSO EXPRESSLY DISCLAIMS ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESSED OR IMPLIED, WITH RESPECT TO ENSURING, GUARANTEEING, OR OTHERWISE OFFERING ANY DEFINITIVE PROMISE OF SECURITY IN CONNECTION WITH YOUR PERSONAL INFORMATION, AND FURTHER DISCLAIMS ANY LIABILITY THAT MAY ARISE SHOULD ANY OTHER INDIVIDUALS OBTAIN THE PERSONAL INFORMATION YOU HAVE SUBMITTED TO THE WEBSITE.

Data and API Sources

At Invetso, we are committed to transparency and providing accurate information to our users. We rely on third-party providers to supply the data and analytical frameworks we use. Below is an overview of the sources of our data and analysis tools:

• Financial Data and Analysis: All financial data, including stock prices, financial statements, and company metrics, are sourced from Financial Modeling Prep (FMP). For more information, visit FMP's website.
• Analytical Frameworks: Framework analyses such as SWOT, PESTLE, and PORTER are provided using the capabilities of ChatGPT by OpenAI. For more details, visit OpenAI's website.

Privacy Practices of Third Parties and Links

Invetso may display advertisements or other content that is from and/or links to third-party websites. Invetso cannot control or be held responsible for the content and privacy practices of any third party or third-party website, application, link, or other third-party service. If you click on third-party content or links, please be aware that you are leaving the Website and any Personal Information or other information that you provide to any third party will not be covered by this Privacy Policy.

Invetso encourages our suppliers, vendors, agents, subsidiaries, affiliates, partners, successors, and assigns to adopt and post privacy policies. However, the use of your Personal Information by such parties is governed by the privacy policies of those parties and is not subject to Invetso's control. When you choose to interact with any of Invetso's suppliers, vendors, agents, subsidiaries, affiliates, partners, successors, assigns, or any other third party, you are encouraged to read any applicable privacy policy posted by that particular party.

Children's Privacy

Our website and services are not intended for children under the age of 13. We comply with the Children's Online Privacy Protection Act (COPPA) and California Consumer Privacy Act (CCPA) in the United States and similar global regulations, including the General Data Protection Regulation (GDPR) in the European Union, which set age thresholds for the collection of personal data. We do not knowingly collect Personal Information from children under the age of 13. If we become aware that we have inadvertently received personal information from a user under this age, we will delete such information from our records. If you are a parent or guardian and believe that your child has provided us with Personal Information without your consent, please contact us so that we can take appropriate action.

Accessibility

Invetso is dedicated to ensuring that our services are accessible to everyone, including individuals with disabilities. We are continuously improving our website to comply with relevant accessibility standards, such as WCAG 2.1. If you have any questions about accessibility or if you experience any issues accessing our services, please contact us at [email protected].

Changes to This Policy

Invetso reserves the right to update this Privacy Policy; any such changes are deemed effective as of the earlier date between the date you receive notice of the changes or thirty (30) days after the date such updated terms are published on the Website. Thereafter, continued usage of the Website and/or any Invetso services constitutes acceptance of any new terms and/or modifications to the Privacy Policy.

Notice

All notices to Invetso under this Privacy Policy, including those pursuant to the CCPA, must be sent via certified mail to:

Please be aware that Invetso cannot respond to a request if it cannot sufficiently verify the identity of the requestor or if the request lacks sufficient details to enable Invetso to facilitate the request.

All notices to you regarding this Privacy Policy will be sent via e-mail to your email address on file with Invetso at the time of the sending of the notice; if Invetso does not have your email address on file, then notice to you will be provided by first-class mail to your address on file.