OXBR

Oxbridge Re Holdings Limited (OXBR) ESG Analysis Analysis (2026)

Invetso Score: 6.4/10 — Balanced · Last Updated: 2026-09-01

Monthly Update

No material changes this month.

Environmental

Score: 5.8 (Moderate)

OXBR provides no disclosed R&D intensity, limiting evidence of environmental innovation relative to peers that report decarbonization or efficiency investments more transparently.

The company’s capital structure metrics do not indicate meaningful environmental leverage exposure, but peer comparison is constrained by the absence of emissions, energy, or climate disclosures.

No material environmental controversies are provided, yet the lack of reported environmental KPIs weakens relative transparency versus peers with clearer sustainability reporting.

Given the available data, environmental positioning appears neutral to slightly below peers because disclosure depth is limited rather than because of identifiable environmental liabilities.

Social

Score:

Stock-based compensation equals 13.2% of revenue, which can support retention and alignment, though it is not clearly stronger than peers with more balanced pay structures.

The absence of disclosed workforce, safety, or customer-impact metrics limits assessment of labor and product-related social risk versus peers with fuller reporting.

No social controversies are indicated in the provided data, but peer-relative confidence remains constrained by sparse disclosure on human capital management.

Overall social positioning is moderate because available indicators do not show clear weakness, yet they also do not demonstrate the stronger disclosure standards common among peers.

Governance

Score:

Debt-to-equity of 0.009x indicates very low balance-sheet leverage, which reduces creditor pressure and supports governance flexibility relative to more levered peers.

Net debt to EBITDA of 25.5x is elevated, but the near-zero debt-to-equity ratio suggests limited structural leverage risk in the reported capital base.

The absence of disclosed board, audit, or shareholder-rights metrics limits a fuller governance assessment, yet no major governance red flags are evident in the provided data.

Overall governance appears stronger than average because capital structure risk is low and no severe control or controversy signals are disclosed versus peers.

Overall Score

Score:

OXBR’s ESG profile is moderate overall, with governance supported by low reported leverage while environmental and social positioning are constrained by limited disclosure versus peers.

Score Driver: Low Reported Leverage And Absence Of Major Disclosed Controversies

Sources

  • Company filings (10-K, 10-Q, investor presentations)
  • Financial and market data providers
  • Public news and industry information

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