Lake Shore Bancorp, Inc. (LSBK) Stock Analysis & Investment Frameworks
Lake Shore Bancorp, Inc. (LSBK) stock analysis on Invetso. Review Lake Shore Bancorp, Inc.’s key financial metrics, company overview and 10 institutional-grade investment frameworks including SWOT Analysis, Economic Moat, Porter’s Five Forces and the Invetso Quality Score.
Lake Shore Bancorp, Inc. Company Overview
- Exchange: NASDAQ Global Market
- Sector: Financial Services
- Industry: Banks - Regional
- Country: US
Lake Shore Bancorp, Inc. Key Financial Metrics
- Market Cap: $146.18M
- Revenue: $39.55M
- P/E Ratio: 20.2
- ROE: 7.78%
- ROIC: 1.33%
- Dividend Yield: 1.92%
About Lake Shore Bancorp, Inc.
Lake Shore Bancorp, Inc. functions as the parent entity for Lake Shore Savings Bank, through which it delivers a comprehensive array of banking and financial services. The bank provides a diverse selection of deposit products, including various savings accounts (such as specialized Christmas Club accounts and standard statement savings), money market accounts, both interest-bearing and non-interest-bearing checking accounts (like demand deposits), health savings accounts, retirement savings vehicles, fixed-term certificates of deposit, and interest on lawyer accounts. These offerings cater to individual clients, as well as small to medium-sized businesses, providing them with commercial savings, checking, and money market solutions. Its lending portfolio is equally broad, featuring commercial real estate loans, financing for commercial construction projects, and home equity loans and lines of credit. Business clients can also access various commercial loans, including installment loans, lines of credit, and other tailored commercial financing. Furthermore, the bank originates one-to-four-family residential mortgages and offers consumer credit products such as personal loans, overdraft protection lines, vehicle financing, secured and unsecured property improvement loans, and loans backed by certificates of deposit. As of February 11, 2022, Lake Shore Savings Bank operated eleven full-service branches across Western New York, with five locations situated in Chautauqua County and the remaining six in Erie County. Established in 1891, the company maintains its primary office in Dunkirk, New York, and operates as a subsidiary of Lake Shore, MHC.
Lake Shore Bancorp, Inc. Investment Frameworks
Invetso analyzes Lake Shore Bancorp, Inc. (LSBK) across the following frameworks:
- Lake Shore Bancorp, Inc. 10Y Growth Potential
- Lake Shore Bancorp, Inc. Scenario Analysis
- Lake Shore Bancorp, Inc. Risks & Opportunities
- Lake Shore Bancorp, Inc. Economic Moat
- Lake Shore Bancorp, Inc. Business Model
- Lake Shore Bancorp, Inc. Management
- Lake Shore Bancorp, Inc. SWOT Analysis
- Lake Shore Bancorp, Inc. Porter's 5 Forces
- Lake Shore Bancorp, Inc. PESTLE Analysis
- Lake Shore Bancorp, Inc. ESG Analysis