LDI

loanDepot, Inc. (LDI) PESTLE Analysis Analysis (2026)

Invetso Score: 4.8/10 — Balanced · Last Updated: 2026-08-01

Political

No major political or regulatory catalyst identified this month.

Economic

Liquidity remains extremely tight with a current ratio of 0.10 and working capital of -$2.14B.

Leverage is very high, with debt-to-equity at 22.9x and net debt-to-EBITDA at 25.9x.

Profitability remains under pressure, with negative net margin (-4.7%) and negative free cash flow yield (-92.0%).

Social

No material social or consumer-demand change was evident in the fresh data.

Technological

No material technology or product-development update was evident in the fresh data.

Legal

No new litigation or legal development was reported this month.

Environmental

No material environmental or sustainability update was evident in the fresh data.

Overall Score

Sources

  • Company filings (10-K, 10-Q, investor presentations)
  • Financial and market data providers
  • Public news and industry information

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