LDI
loanDepot, Inc. (LDI) PESTLE Analysis Analysis (2026)
Political
No major political or regulatory catalyst identified this month.
Economic
Liquidity remains extremely tight with a current ratio of 0.10 and working capital of -$2.14B.
Leverage is very high, with debt-to-equity at 22.9x and net debt-to-EBITDA at 25.9x.
Profitability remains under pressure, with negative net margin (-4.7%) and negative free cash flow yield (-92.0%).
Social
No material social or consumer-demand change was evident in the fresh data.
Technological
No material technology or product-development update was evident in the fresh data.
Legal
No new litigation or legal development was reported this month.
Environmental
No material environmental or sustainability update was evident in the fresh data.
Overall Score
Sources
- Company filings (10-K, 10-Q, investor presentations)
- Financial and market data providers
- Public news and industry information
🔒 Go Beyond This Framework
This is one of 10 institutional-grade frameworks Invetso runs on loanDepot, Inc.. Unlock the complete analysis — SWOT, Economic Moat, Porter’s Five Forces, Management, PESTLE and the Invetso Quality Score.

