Business First Bancshares, Inc. (BFST) Stock Analysis & Investment Frameworks
Business First Bancshares, Inc. (BFST) stock analysis on Invetso. Review Business First Bancshares, Inc.’s key financial metrics, company overview and 10 institutional-grade investment frameworks including SWOT Analysis, Economic Moat, Porter’s Five Forces and the Invetso Quality Score.
Business First Bancshares, Inc. Company Overview
- Exchange: NASDAQ Global Select
- Sector: Financial Services
- Industry: Banks - Regional
- Country: US
Business First Bancshares, Inc. Key Financial Metrics
- Market Cap: $1.02B
- Revenue: $511.93M
- P/E Ratio: 11.61
- ROE: 9.85%
- ROIC: 0.54%
- Dividend Yield: 1.91%
About Business First Bancshares, Inc.
Business First Bancshares, Inc. (BFST) serves as the bank holding company for b1BANK, delivering an extensive array of banking products and financial services. Its deposit offerings include checking, demand, money market, time, and savings accounts, alongside certificates of deposit, and modern conveniences such as remote and direct deposit capabilities. The company provides a diverse portfolio of lending solutions. These include commercial and industrial loans for working capital, equipment financing, asset acquisition, expansion, and development, featuring lines of credit, letters of credit, term loans, and borrowing base facilities. BFST also finances construction and development projects, commercial real estate, and residential properties, offering first and second lien mortgages for 1-4 family homes, plus home equity lines of credit. Consumer loan options span both secured and unsecured installment and term arrangements. Beyond traditional banking, BFST offers wealth management services, encompassing mutual funds, annuities, individual retirement accounts (IRAs), other investment products, fiduciary services, and private banking solutions. A wide range of additional financial tools are available, including debit and credit cards, comprehensive treasury and cash management services (such as merchant services, automated clearing house (ACH), lock-box, receivables factoring, and correspondent banking), and employee and payroll benefits solutions. Customer access points feature drive-through facilities, ATMs, night depositories, personalized checks, electronic funds transfer (EFT), domestic and international wire transfers, traveler's checks, vault services, sweep accounts, and robust online and mobile banking platforms, e-statements, and bank-by-mail services. As of March 1, 2022, Business First Bancshares operated approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston metropolitan areas. The company was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
Business First Bancshares, Inc. Investment Frameworks
Invetso analyzes Business First Bancshares, Inc. (BFST) across the following frameworks:
- Business First Bancshares, Inc. 10Y Growth Potential
- Business First Bancshares, Inc. Scenario Analysis
- Business First Bancshares, Inc. Risks & Opportunities
- Business First Bancshares, Inc. Economic Moat
- Business First Bancshares, Inc. Business Model
- Business First Bancshares, Inc. Management
- Business First Bancshares, Inc. SWOT Analysis
- Business First Bancshares, Inc. Porter's 5 Forces
- Business First Bancshares, Inc. PESTLE Analysis
- Business First Bancshares, Inc. ESG Analysis